Not much of an intro for this little blog-lette. You asked for numbers, you got ‘em. How about these crooked lines?

7% - The average credit card utilization percentage for people who have FICO scores above 760

35% - The percentage of people who have FICO scores below 650

12,000 – The number of FDCPA and FCRA lawsuits that will be filed this year at the current pace

0% - The interest rate you could be paying on a new car (make and model will vary) if you had good enough credit

3 – The incorrect number of national credit repositories operating in the U.S. today

4 – The actual number of national credit repositories operating in the U.S. today

830 – The highest FICO score in the state of Georgia

717 – The average FICO score in the state of Wisconsin, the highest in the U.S.

18 – The age required to legally sign a contract in most cases

21 – The age required to legally sign a credit card agreement if you don’t have a job or a co-signer

John Ulzheimer – Credit scoring and credit reporting expert and author, John is the President of Consumer Education for Credit.com. Formerly with Equifax and Fair Isaac, John shares his unique insight of the inner workings of credit scoring models and the credit reporting industry on CreditBloggers.com.